RCV Vs ACV Roof Lantern

Understanding RCV vs ACV Roof Claims for Texas Homeowners

If you own a home in Texas, you already know the roof takes a beating. Between spring hailstorms, summer heat, and the occasional windstorm, it is not a question of if you will file a claim but when. When that day comes, you will hear two terms from your insurance adjuster: replacement cost value and actual cash value. Knowing the difference between them can mean thousands of dollars in your claim settlement. This is not just insurance jargon. It is the single most important